Each situation is different, but most of our customers see results within 60 to 90 days. 

At Capital Credit Canada, we are committed to improving your credit. If we are unable to remove any negative items from your credit report within 180 days of your enrollment in our service, you will receive a full refund.

Terms and Conditions:

To qualify for the reimbursement, the following conditions must be met:

1.⁠ ⁠No new credit inquiries have been made during the 180-day period.

2.⁠ ⁠You have not maxed out any credit cards during the 180-day period.

3.⁠ ⁠No additional negative items have appeared on your credit report as a result of actions you have taken after subscribing to our service.

Please note that failure to meet these conditions will result in the forfeiture of the money-back guarantee.

DIY letter templates are $99. To hire us for full credit repair services, including letter follow-ups, credit tips, and overall improvement, the cost is $299.

Sure, It's your right and responsibility to monitor and protect your own credit. The government has a set of laws to help you called the Fair Credit Reporting Act. Capital Credit Canada  is here if you need help from professionals who work with the bureaus and these laws every day.

No two credit histories are the same. That said, depending on the situation, we've seen increases as large as 200+ points. 

First, we'll evaluate your credit history and dispute any incorrect findings. Then, we'll prioritize the actions that will improve your credit score the fastest.

No. That is not an effective strategy. The credit bureaus and creditors receive millions of disputes monthly. They are prepared to handle a heavy flow of challenges, so when we attack an item from your credit, we expect a response. All of our challenges are custom arguments. Our effectiveness is one reason why we're ranked as the top agency.

Sure, your credit is your own, you just need to be aware that applying for new credit will add new inquiries to your credit report which will impact your credit score.

It is your right and responsibility to assure the accuracy of the items on your credit reports. If information recorded on your credit reports does not accurately represent your behavior as a consumer, then you have the right to request that questionable information be removed from your reports.

YES. It is your responsibility to protect your credit while we are working on your history. If you add new damage to your credit report, you will be working against us.

Paying your bills every month will build your credit history. If they are revolving or installment accounts, paying your bills every month will build your credit history.